Welcome To Finsure!
Kolkata, Patna, Delhi & NCR
info@finsureman.com

PERSONAL LOAN

  1. Home
  2. Personal Loan
Make your dreams come true and achieve your goals by availing Personal Loans and meet your financial needs. You can avail a personal loan to meet a dream holiday, wedding expenditure, home improvement expenses etc.
  • Highly competitive personal loan interest rates
  • Simplified documentation
  • Transparency
  • Personal loans available for various needs
  • Loan offerings for first time borrowers also
  • Loan amount from Rs.1 Lakh up to Rs.20 Lakhs.
  • No security or collateral required to avail this loan.
  • Convenient loan repayment option of 12 to 60 months.
  • Hassle-free loan sanction and disbursal procedure
  • Already have a personal loan? Reduce your EMIs by transferring your existing personal loan and avail special offers and exclusive benefits.




The documentation for a personal loan varies from individual to individual. The requirements are based on your profession, income and loan requirement.

This category includes salaried doctors, CAs, employees of private limited companies, employees from public sector undertakings including central, state and local bodies.

You should:
  • Be 21-60 years of age.
  • Have had a job for at least 2 years, and a minimum of 1 year with your current employer
  • Minimum Net salary 20000/- per month.

Document Salaried individuals
Application form Required
1 photograph Required
Identity proof

Passport Copy/ Voters ID card/ Driving License
PAN card
Aadhar Card
Address (Residence) Proof

Valid Passport
Voter's ID card
Ration Card
Passport
Lease Deed/ Rent agreement Copy/
Bank account statement, not more than 3 months old,

Telephone/Electricity Bill
Ownership Proof Electricity Bill, Water Bill, Sales Deed, Receipt of Tax paid
Income details Last 3 months’ payslips and Last 2 years Form 16 

Personal Loan as a term loan which can be repaid in easy EMIs (Equated Monthly Installments). EMI can be paid through ECS facility, Standing Instruction to debit your account or though Post Dated Cheques with your EMI amount. EMI amount can be calculated using "EMI Calculator"
Clubbing of income is allowed with salaried spouse. Income of your spouse needs to be regular in nature and should be documented. Spouse income will be considered for clubbing of income as per Policy.
The Bank would update you about the loan decision in approximately 3 to 5 working days from the date of receipt of the completed application form with all the required documents.
Personal loan as an unsecured loan and hence you do not need to provide for any Security or Collateral for availing a Personal Loan.
A processing fee may differ bank to bank and it comes between 1 to 3% of the loan amount (plus Service Tax at the prevailing rate) is required to be paid. This fee will be deducted from the Loan amount at the time of the disbursal of your loan.
No foreclosure is allowed before the loan has completed 6 months. However, you can prepay the Personal Loan after having paid 6 EMIs with applicable foreclosure charges.
Apply Now